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Comprehensive Resources:

Includes six expertly crafted guides to master retirement and financial planning.

Expert Strategies:

Proven methods for tax-free income, annuities, and legacy planning.

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Whats Inside The

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SHFS Brochure

Six Strategies to Help Retirees Reduce Taxes

Six Best and Worst Rollover Decision

Retirement Guide Checklist

A Simple Guide to Retirement

Annuity Owner Mistakes

Meet Your Financial Strategist: Shateka Husser

Shateka Husser, an Army combat veteran and renowned financial consultant, has over 26 years of experience helping clients achieve financial freedom. Her expert strategies have empowered hundreds to secure tax-free retirement income and build lasting wealth."

Ms. Shateka is the ultimate professional, she is dedicated to addressing the needs and desires of her clients! She has a wealth of knowledge regarding financial security. I am truly grateful for her expertise and advice. I highly recommend Husser Financial Solutions!

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Ms. Shateka Husser was very professional, warm and understanding to my needs and expectations. She provided a lot of knowledge and was punctual and patient. I will be recommending her services to family and friends for sure.

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Shateka Husser is a helping when it comes to her client's in getting them the coverage that they need for protection. Very professional, determine to go above & beyond for the best results. I would recommend her to anyone that need's life insurance.

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How can I make sure I don’t outlive my retirement savings?

One of the biggest concerns in retirement is ensuring your savings last. By carefully planning withdrawal rates, diversifying income sources, and considering options like annuities, you can secure a steady income that supports you throughout retirement.

What strategies can help protect me from inflation during retirement?

Inflation can erode your purchasing power over time. Strategies like investing in inflation-protected securities, creating an emergency fund, and adjusting your income plan for inflation can help protect your finances.

How do I prepare for unexpected healthcare costs?

Healthcare can be a major expense in retirement. Planning for Medicare, supplemental insurance, and possibly long-term care insurance are important steps in managing potential healthcare expenses.

What if I want to retire early?

Retiring early can affect Social Security benefits, healthcare coverage, and retirement income. Building a plan to account for these adjustments ensures you’re prepared for early retirement without financial strain.

How can I make my retirement income tax-efficient?

Understanding tax liabilities on different income sources, like Social Security and retirement accounts, can help you keep more of your money. Tax-efficient withdrawal strategies and the use of Roth accounts can reduce tax burdens in retirement.

What if I want to leave a legacy for my family?

Many retirees want to ensure they can leave something for their loved ones. Structuring your finances to include estate planning, life insurance, and trusts can help create a financial legacy.

How do I manage the transition from a steady paycheck to retirement income?

Creating a “retirement paycheck” involves setting up reliable income streams to replace your salary. This can be done through annuities, pensions, and investment income to maintain financial stability.

How much should I be saving right now for retirement?

Determining your retirement savings goal depends on your desired lifestyle, retirement age, and potential expenses. Setting clear goals and revisiting them regularly can keep you on track for a comfortable retirement.

Can I continue working part-time while in retirement?

Absolutely! Many retirees choose to work part-time for financial reasons or to stay active. It’s important to consider how part-time work could affect Social Security and tax brackets.

What if I’m behind on my retirement savings?

It’s common to feel behind on retirement goals. You can still make adjustments, like increasing contributions, reducing expenses, or working with a financial advisor to develop a catch-up strategy that meets your needs.

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